How to help small and medium-sized enterprises (SMEs) access better financial services is a topic of widespread market attention. Sino Liu, CEO of KVB Kunlun International, was interviewed by Phoenix TV's Finance Insight, sharing how "Smart Finance" delivers inclusive services to SMEs and helps them gain equal opportunities to participate in the market!

How Does "Inclusive Finance" Help SMEs Gain Equal Participation Opportunities?

Data from the Census and Statistics Department of the Hong Kong Government shows that there are currently 330,000 SMEs in Hong Kong, of which 110,000 are import and export enterprises. Hong Kong's annual import and export trade volume reaches US$1.1 trillion. Behind this enormous figure lies the strong demand of SMEs for foreign exchange and modern financial services.

Sino Liu believes that SMEs are both the most dynamic part of the economic chain and its relatively fragile part; they serve as both the stabilizer of the smallest unit of society and the growth engine of the smallest unit of the economy. The core of "Inclusive Finance" lies in equally granting SMEs access to financial services, so that they too can enjoy the right to high-quality financial services.

He also shared: "KVB Kunlun International started as a small and medium-sized enterprise. We serve SMEs with the mindset of an SME—this is the original aspiration behind our commitment to 'inclusiveness.'"

From "Inclusive Finance" to "Smart Finance": FinTech Delivers Professional and Convenient Financial Services!

KVB Kunlun International CEO Sino Liu poses with host Sofia Zeng

After meeting their basic needs, SMEs need even more to advance to the next level. FinTech is a booster for SME growth, and the application of FinTech will become an essential stage in SME development.

Sino Liu stated that "Smart Finance" can help SMEs achieve upgrades. He also emphasized that, when it comes to FinTech, greater attention should be paid to the application of technology. The essence of technology lies in how it is implemented and how it is organically integrated with an enterprise's production, operations, and management. Since its founding in 2001, KVB Kunlun International has been committed to combining technological tools with the foreign exchange and financial needs of its enterprise clients, helping them effectively reduce market risk and improve operational efficiency.

To date, KVB Kunlun International's exploration of "Smart Finance" has been highly effective. Through real, successful business cases, it has won the Australian Business Excellence Award as well as The Asian Banker's Best Transaction Bank and Solution Awards. These honors are recognition and encouragement of KVB Kunlun International's nearly two decades of practical experience.

Enhancing SMEs' Soft Power: "Ecosystem Finance" Helps Improve Management Capabilities!

For KVB Kunlun International, "inclusiveness" is the original entrepreneurial aspiration of the Kunlun team, "smart" refers to FinTech and its methods, and "ecosystem" represents a beautiful vision. Sino Liu stated that the future financial market should be one in which banks and high-tech financial institutions collaborate.

He believes that serving SMEs will involve services and functions across multiple dimensions. SMEs can, within a closed loop or process, try out functions related to their business—such as trading, treasury, management, and risk control. This also creates opportunities to bring banks and high-tech financial institutions on board, so that everyone can work together to refine and advance the "ecosystem," ultimately enhancing customer experience and value!

To view the full interview, please click:

http://v.ifeng.com/201810/video_26814868.shtml (http://v.ifeng.com/201810/video_26814868.shtml)